Everyday I read articles about the economy and find that the news is becoming more and more depressing. While I believe that we will eventually cycle out of these problems, there is no way to predict how long it will take or how it will ultimately filter down to us, the average Americans. You can read about something happening today, but it may take quite awhile to actually affect your everyday life and finances.
While remaining optimistic and hoping for the best, it's probably still a very good idea and a very good time to reign in your spending. Remember, a penny saved is a penny earned. Usually the best place to start is by going over your bills in detail. You may be surprised at how many "extra" charges are added to your bill that you don't even know about. Call the companies and discuss the charges on your bill. They may even help you to save money on your bill (a maybe, but it does happen). Next, figure out what you can live without. There are probably some relatively painless cuts you can make. Do I need long distance service on my home phone if I have long distance on my cell phone? Isn't that paying double for the same service? Do I really need to pay for movie channels on my cable or satellite bill that I don't even have time to watch? I probably won't even notice once they're gone.
At BankRate.com I always find articles that are in list form. For some reason they always capture my attention, probably because it's like an outline and I can skim through and pick out what's interesting to me. Here are some interesting articles that may provide you with some insight into saving money:
4 Ways to Cut Your Phone Bill
5 Big Bills You Can Cut Fast
15 Ways to Save Money on Gas
6 Steps to Better, Cheaper Car Insurance
While remaining optimistic and hoping for the best, it's probably still a very good idea and a very good time to reign in your spending. Remember, a penny saved is a penny earned. Usually the best place to start is by going over your bills in detail. You may be surprised at how many "extra" charges are added to your bill that you don't even know about. Call the companies and discuss the charges on your bill. They may even help you to save money on your bill (a maybe, but it does happen). Next, figure out what you can live without. There are probably some relatively painless cuts you can make. Do I need long distance service on my home phone if I have long distance on my cell phone? Isn't that paying double for the same service? Do I really need to pay for movie channels on my cable or satellite bill that I don't even have time to watch? I probably won't even notice once they're gone.
At BankRate.com I always find articles that are in list form. For some reason they always capture my attention, probably because it's like an outline and I can skim through and pick out what's interesting to me. Here are some interesting articles that may provide you with some insight into saving money:
4 Ways to Cut Your Phone Bill
5 Big Bills You Can Cut Fast
15 Ways to Save Money on Gas
6 Steps to Better, Cheaper Car Insurance
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